Help Center › Social protection
Social protection and insurance
In umbrella employment you are an employee: here is the social protection and insurance you get.
Your employee status
Is an umbrella employee a real employee?
Yes. You sign an employment contract (fixed-term or permanent) with Kaiporting and receive a payslip every month. You are covered by the general social security scheme, contribute to unemployment insurance and supplementary pension, and enjoy health insurance and paid leave.
What social protection do I have?
- Social security (health insurance)
- General and supplementary pension
- Health insurance (mutuelle)
- Income protection (prévoyance)
- Unemployment insurance
Just like any employee on a fixed-term or permanent contract.
Am I entitled to unemployment benefits between assignments?
Yes. At the end of an assignment, you may claim the return-to-work allowance (ARE), provided you have contributed long enough.
Insurance
Which insurance covers me during assignments?
- Professional liability: covers damage caused during the assignment.
- Health and work accident insurance: included in the general scheme.
- Income protection: covers incapacity, disability and death.
- Unemployment insurance: funded by contributions deducted from your salary.
I am leaving a permanent job: how do I prepare?
Compare your current health cover with umbrella employment and plan your start date. The “Moving from a permanent job to umbrella employment” sheet in the Digital Kit details the steps and compares health insurance options for consultants.
Other Help Center topics
Keep reading in another topic.
Definition, legal framework, eligibility and differences with other statuses.
The six steps, the simulation, the contracts and the documents to launch your activity.
How net salary is calculated, the 4% management fee, payment date and minimum pay.
Meals, travel, transport and equipment: what you can claim and how.
Finding assignments, managing several clients, working abroad and the end of an assignment.
Signing in and using your space: assignments, income, documents, availability.
Your dedicated account manager, assignment follow-up, events and how to reach us.
